When do you want to Retire?
Retirement Income Specialists - The Local IRA Rollover Expert
At Retirement Income Specialists, we believe investors should make informed decisions, rather than relying solely on advice. We also believe in providing upfront value, unasked for, that gives each person who comes in contact with us the understanding of how retirement income planning is radically different than investment planning. Most advisors are attempting to grow your money. While that is important early in life and continues to be a viable concern, when someone decides to retire, then income becomes the overriding concern. At Retirement Income Specialists, we demonstrate the importance of building sustainable income streams that provide the best possible outcomes.
Think back to a time when you were unemployed. You probably were concerned about money all the time, scaling back your spending, constantly searching for a new way to replace the income you lost, and not getting much sleep. Retirement is very similar to unemployment, with one exception; when we retire, we hope that we have built up a sufficient nest egg to be able to provide us with the income we need for the remainder of our lives. The question isn't can you retire, but how long can you remain retired?
At Retirement Income Specialists, we often attract retirees who have been rejected by other advisors because those advisors couldn't adequately build out sufficient income with the limited resources available to the client. That is where we shine; through the education format we embrace, we teach prospective clients how to reconstruct their retirement income streams to provide enhanced income. We are adept at creating both sustainable income streams and projected controlled spend down strategies.
Call us at 805-644-3495 to learn more about our innovative process for learning about the various new challenges and concerns you will confront in retirement and how we can help you navigate your way through retirement.
A Bucket Plan to Go with Your Bucket List
A bucket plan can help you be better prepared for a comfortable retirement.
Death is No Excuse
The federal government requires deceased individuals to file a final income tax return.
Prevent a Rift: Money Tips for Newlyweds
Couples may be able to head off many of the problems in a marriage that money can cause.
Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.
A few strategies that may help you prepare for the cost of higher education.
Each day, the Fed is behind the scenes supporting the economy and providing services to the U.S. financial system.
For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.
Concerns over identity theft continue to grow, especially with data breaches at major companies and financial institutions.
In the face of divorce, making changes to insurance coverage may be overlooked.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Estimate your monthly and annual income from various IRA types.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
Enter various payment options and determine how long it may take to pay off a credit card.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
There are a number of ways to withdraw money from a qualified retirement plan.
The importance of life insurance, how it works, and how much coverage you need.
There are some smart strategies that may help you pursue your investment objectives
A presentation about managing money: using it, saving it, and even getting credit.
Investment tools and strategies that can enable you to pursue your retirement goals.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Taking your Social Security benefits at the right time may help maximize your benefit.
Investors seeking world investments can choose between global and international funds. What's the difference?
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
Even low inflation rates can pose a threat to investment returns.
When do you need a will? The answer is easy: Right Now.
The decision whether to buy or rent a home may have long-term implications.