Retirement Income Specialists - The Local IRA Rollover Expert
In 2009, Thomas Swan founded Retirement Income Specialists to help retirees and soon to be retirees ensure that their retirements provide them with financial peace of mind and security they need to enjoy their golden years.
At Retirement Income Specialists Financial we believe that it isn’t the amount of money you have saved, rather the amount of income you can safely withdraw each year that truly make the difference in retirement. At Retirement Income Specialists you’ll work with our Team of experts, including financial expert, trainer and founder Thomas Swan to create a sound financial plan that is designed to help you protect, grow and enjoy your life savings through retirement and beyond.
At Retirement Income Specialists Financial, we work with our client's to help them take control of their financial future through education and the creation of a comprehensive financial strategy that is designed to help them with the 5 critical areas of retirement planning, including:
- Retirement Income & Social Security Maximization Planning
- Advance Tax Planning & Minimization Strategies
- Investment & Risk Management Strategies
- Emergency Planning
- Estate & Legacy Planning
We see it as our responsibility to help our clients make the strongest financial decisions for themselves and their loved ones. At Retirement Income Specialists we'll work with you to help you create a sound financial plan that is designed to help you achieve your financial goals with minimal risk and a high probability of success. At Retirement Income Specialists our promise to you is simple; to serve you to the best of our ability, protecting your interests above all others.
Discover what it means to have a custom tailored financial plan that is designed specifically for you and your needs, and is designed to provide you and your loved ones with security and peace of mind for years to come. Call Today (805) 644-3495.
At Retirement Income Specialists, we help you make dollars out of things that make no sense!
What Do Your Taxes Pay For?
Here's a breakdown of how the federal government spends your tax money.
Making Your Tax Bracket Work
Have you explored all of your choices when it comes to managing your taxable income?
The Facts About Income Tax
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
For many, retirement includes contributing their time and talents to an organization in need.
Many Americans are operating their personal finances with only the barest minimum of knowledge.
A change in your mindset during retirement may drive changes to your portfolio.
Even if you’re young and single, you should still consider protecting yourself.
A look inside the U.S. government's statistics on household net worth.
Regardless of how you approach retirement, there are some things about it that might surprise you.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Estimate how much you have the potential to earn during your working years.
Using smart management to get more of what you want and free up assets to invest.
How federal estate taxes work, plus estate management documents and tactics.
A presentation about managing money: using it, saving it, and even getting credit.
There are a number of ways to withdraw money from a qualified retirement plan.
Investment tools and strategies that can enable you to pursue your retirement goals.
The importance of life insurance, how it works, and how much coverage you need.
Recent changes in estate tax laws could affect the strategy you have in place.
Even low inflation rates can pose a threat to investment returns.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invest instead?
Three things to consider before dipping into retirement savings to pay for college.
The decision whether to buy or rent a home may have long-term implications.
There are things you can do to keep yourself safe when you lose your wallet.