Your Financial Future
Retirement Income Specialists is a financial services firm focusing on enabling clients to retire comfortably, protect their assets and provide for their loved ones while maintaining sufficient income to meet life's daily challenges.
While we are best suited to work with individuals who are retired or are planning to retire within 15 years, through our experiences we have become experts in IRA and 401k rollovers. Retirement Income Specialists welcomes business from clients of any age who deserve our advanced skills in managing their retirement plans, helping to transfer older retirement plans from previous employers, or IRAs opened at various institutions, into a consolidated cohesive investment strategy to accomplish their financial goals. Whether you’re facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing money questions.
Building a solid investment program to fund a future lifestyle is critical as is protecting that investment. Retirement Income Specialists excels in protecting your investments and income streams to enable you to retire comfortably and preserve your assets for your loved ones.
Retirement Income Specialists first priority is your overall financial success. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.
Our site is filled with educational videos, articles, presentations, and calculators designed to help you learn more about the world of personal finance. As you search our website, send us a note regarding any questions you may have about any particular investment concepts or products. We’ll get back to you quickly with a thoughtful answer.
Helpful Content
Rebalancing Your Portfolio
Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.
What Is My Current Cash Flow?
Assess whether you are running “in the black” or “in the red” each month.
Disability And Your Finances
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.
Problems with Probate
Probate can be a completely public process, or it can be managed to include as little information as possible.
Pay Yourself First
It sounds simple, but paying yourself first can really pay off.
How Income Taxes Work
A quick look at how federal income taxes work.
To Catch a Thief
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
Healthcare Costs in Retirement
Without a solid approach, health care expenses may add up quickly and potentially alter your spending.
Value vs. Growth Investing
Among stock-market investors there’s long been a debate between those who favor value and those who favor growth.
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Saving for Retirement
This calculator can help you estimate how much you may need to save for retirement.
What Is My Risk Tolerance?
This questionnaire will help determine your tolerance for investment risk.
What Is My Life Expectancy?
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
A Look at Systematic Withdrawals
This calculator may help you estimate how long funds may last given regular withdrawals.
What Is My Current Cash Flow?
Assess whether you are running “in the black” or “in the red” each month.
Paying Off a Credit Card
Enter various payment options and determine how long it may take to pay off a credit card.
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What Can a Million Dollars Buy You?
$1 million in a diversified portfolio could help finance part of your retirement.
Do You Feel Lucky?
Recent changes in estate tax laws could affect the strategy you have in place.
The Power of Tax-Deferred Growth
Why are 401(k) plans, annuities, and IRAs so popular?
Estate Management 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.
Making Your Tax Bracket Work
Have you explored all of your choices when it comes to managing your taxable income?
Women and Retirement
Women are great at multi-tasking. But many drop the ball when preparing for retirement